Your home is likely the most expensive purchase you will make in your lifetime. It is the place where you will likely spend the most amount of time and it should be the purchase you are most proud of. Not only is it all of these things, it is also probably the largest investment you will make as well. Not many people view their homes as their primary investments, but the truth is that they certainly are.
When you invest in a home and hope that it will increase in value. That is the very nature of an investment. In the western world today, for most working age people who own homes, their only investment of any value is the equity they have acquired in their home.
Homeowners make upgrades to their homes to make them more comfortable, to modernize them, and also because it can add value to their homes. These upgrades might be to the kitchen, bathrooms, family room, and the bedrooms. If the interior is the focus. There are some beautiful and common sense upgrades you can make to the exterior of your home that can also add to its value. Here are a few ideas.
Most full grown trees that you see in the yard of a residence were planted decades earlier. During that time, the idea was to have the tree become a beautiful decorative elements of the yard that added shade and complimented the home. Sometimes the tree continues to play that role, but in some cases the tree can become very large and overtake other elements of the yard. It might also grow in a way where its branches or roots might cause damage to the home. For either of these reasons, trees in your yard might need to be pruned or removed.
When a large tree needs to be removed or pruned significantly, homeowners should consult an expert on the legality of the ideas about the tree, and to find the best way to get the job done. Calling experts like www.treesurvey.com.au to handle the job will connect you with one of the most experienced tree experts in Australia. They are Arboricultural Consultants who understand how to prune or move large trees and how to interact with your local government in order to get any necessary paperwork needed to prune or move the tree. Utilizing an expert in this area will position you to create the best looking yard and increase the value of your home.
You should consider adding a flower, or herb garden to both your front and back yards. Whenever you add greenery to your yard, you make it look more beautiful and alive. Bushes, trees, shrubs, flowers and grasses, can complement the look of any home and enhance every area of the home. You can select various styles of plants that are native to the area where your home is located. If you live in an area that has high rainfall, you can choose from virtually any types of plants. However if you live in an area where there is limited rainfall, you can select specific bushes, plants, and grasses that will thrive on little water. If you do not have a green thumb, consider hiring a gardener or other plant expert to help you make good selections for your backyard and front yard. In the end you will have a beautiful and elegant compliment to your home.
Use the placement of trees and other greenery to remake the look of your yard and complement your home. It will make things more beautiful and add to the value of your home as well.
Wedding invitations are often thought to be an aspect of the wedding planning process that the bride takes care of. Most of us think calligraphy, botanicals and shimmer – which are all design aspects that make for a gorgeous invite. But sometimes it’s the groom with the design eye and that could very well mean that a floral masterpiece filled with feminine elements and bridal oriented detail just isn’t in the cards – pun intended.
Wedding invitations with illustrations can be anything you want them to be and opting for an art deco or modern design theme will actually make your wedding invitations stand out in a florally saturated world. Today we’re talking wedding invitations with illustrations inspired by Basic Invite and their plethora of wedding invitation designs featuring impressive design choices that are sure to stand out.
Minimalistic & Modern
A design theme with a unisex vibe in mind. Minimalistic and modern invitation designs are unexpected and make for some of the coolest invites. To achieve this look, keep your lines clean, fonts crisp and information clear. Less is more when designing a minimalistic and modern invitation.
Similar to a modern feel, but with a bit more pizazz. Art deco designs are clean and crisp in nature, but more saturated in their layout and elements. Including foil details will up your art deco design game even more by drawing your guest’s eyes to the aspects of the invite you want to highlight. When incorporating foil, there are no restrictions! Foil names, details or designs patterns.
Think about what’s trending in the world around you and use that as inspiration for your design choices. Geode patterns, agate and marble are all perfect examples of a contemporary design. Up your color usage to really make your invites pop!
Choosing a traditional calligraphy design is always a classic choice, too. Creamy white cardstock, crisp black calligraphy and maybe a pop of gold foil is an unbeatable combination. Whatever style you choose, even if you do land on botanicals, have fun with it and customize the look to be uniquely yours!
As we slowly move away from summer and into the fall, we approach dangerous couple of months with regards to where we are in our lives, both physically and emotionally. What generally happens is that there is a summer come down, the warm weather goes, the nights draw in, and everything begins to change. In the knowledge that Christmas is just around the corner, which is followed by NYE, it can be easy for us to settle into a couple of months of comfort, before reviewing our lives ahead of the new year. This year however, we won’t do that, this is the year that we will be invigorated and use September like it was the very first month of the year. Let’s use this September to set and get started on some important life goals, and here is how you can start.
The dream boat is a great way for you to get started with your goals planning, and you can really use it to inspire and motivate you further down the road. The idea of a dream board is simple, a notice board which acts as a reminder for you to, as to what it is that you are working towards. Take a day and put your dream board together, think about all of the things that you want to achieve in life, find something that represents that visually such as photo or a piece of writing, and then put it all together on your board.
Just Doing It
We can all be very good at putting up obstacles as to why we can’t do something that we say we would like to, but let’s make this September the month that we just go ahead and do it. For example if you have always wanted to play a musical instrument, go find some deals on music instruments, download some teaching apps or hire someone, and just get started. If we are all honest with ourselves, we know what we want to do, more often than not we all know how, so let’s just get it done this month.
The best way to look at this time of year is not with an eye on relaxing and planning to change once we get to the end of the year, but rather to get a head start on everyone else. Imagine if you get to New Years, and you are already well into your resolutions, imagine having lost weight before christmas and then being able to enjoy it guilt free. The best part about getting started with your life goals now, is that come next year, you are going to be even more pumped than you usually would be, because you are already making headway.
Life doesn’t operate in seasons when it comes to completing your goals, get them listed, inspire yourself and go make this September the beginning of the next chapter.
If you have some travel coming up then the key to the success of your journey will be how well you plan ahead. Of course getting the destination sorted out and actually making your travel plans will be the most important aspect, but beyond that you need to ensure that you have got your prep just right. Thankfully we live in a world where we can access travel docs on the go, and buy anything which we may have forgotten to take, when we arrive at the destination. In spite of this however, to minimize your stress levels, here are 5 things which you should get on top of ahead of your travels.
You will no doubt be taking all manner of tech with you when you go away, from phones to laptops, tablets to cameras, and you need to make sure that they are juiced up. Many of us rely on our gadgets to keep us on track with our travels, so make sure that you don’t forget to take any chargers with you.
Prior to leaving home you must check to see whether or not you need a visa for your chosen destination. In many cases obtaining a visa can be as simple as filling out a form online, but nonetheless you should ensure that you have completed this. If you don’t have a visa you could be denied access to a country which is why you must arrange it beforehand.
If you are flying then it makes sense for you to arrange an airport transfer prior to your journey, so that you will be the one who is relaxed and casual when you step off the plane, safe in the knowledge that someone is waiting for you. If you are staying in a hotel then speak with them to arrange a transfer, alternatively look for a private transfer service who can take you safely to your destination.
Many people like to wait until they arrive at their destination to get their foreign money, but it actually makes more sense to do so before you go, at least some of it. First of all it makes everything far more comfortable if you arrive at the destination with some foreign currency in hand, secondly you generally get cheaper rates and finally you rarely have to pay commission, something which you will when you are abroad.
You may very well have all of your important information on your phone or downloaded to your tablet, but it still makes sense to take paper copies with you as well. Phones and tablets are high risk possessions when it comes to theft, and there is never a guarantee that these devices may not get damaged or stop working, which could land you in bother in terms of your travel docs. Keep them on your gadgets by all means, but it also makes sense to have some traditional paper copies with you, just in case.
Have a great time on your trip, remember the essentials and you’ll be just fine.
If you are having therapy for anxiety then you should know that there are some things that you can be doing away from the therapy room, that can help what is happening inside it. In particular here we are talking about hobbies which you can take part in, that will significantly help you to reduce your anxiety levels, and not only will you have fun in the mean time, you can greatly improve your health when you take part in them.
There are many hobbies which can play a key role in the reduction of your anxiety levels and we have put together 3 of them which you may like to try, to see how much you enjoy it, and benefit.
Playing an Instrument
Professional and fun music lessons are a wonderful way of learning a new skill and helping to reduce your levels of anxiety. To begin with playing a new instrument is a constant challenge so it will always be occupying your brain, not even the greatest musicians in the world will tell you that they know everything, so there is something which you will need to constantly strive for. When playing music, it takes your mind away to another place and can help you to refocus and relax, thus lowering your anxiety. It has also been medically proven that those who play music are better at organization, which can also help to reduce your stress and anxiety levels.
Crafts are another great way of helping you to lower anxiety and stress levels, and they are something which can be done very easily in the comfort of your own home. When you make something with crafts, young up with a great sense of satisfaction upon completing a piece, believe it or not this is something that can breed confidence in you. Crafts are also a good way of helping you to get a bit more energy in your life, and give you the impetus to start anew with other areas of your life. Crafts require patience and creativity, both of these in turn, can kick start other parts of your mind that can then help you to reduce anxiety issues in your life.
If you are not green-fingered then perhaps now is the time to get started, as it has been scientifically proven to greatly help people with stress, depression and anxiety issues. In the garden you have the perfect combination of peace, nature and tranquility, all of which are perfect for you to help get your mind in a more calming and peaceful place, which is perfect for dealing with any issues that you may have. There is a very real process to gardening, planting a plant for example will eventually lead to a flower, and this is a process which we too go through as humans, the synergy here will work wonders for your anxiety and significantly help you in the your therapy.
Therapy can work very well, but so too can supplementing it with a hobby.
If you have money sitting in a savings account or a large sum which will be coming to you soon, have you considered investing it? The saying that money breeds money is certainly true and having cash sitting around is not a great idea. The best course of action here is to use the money that you have to grow more wealth, doing so through investments. Today we are going to look at one particular investment opportunity which many people have profited from, and one which you can too, that is the precious metal of gold. Naturally, with any investment, it is vital that you understand everything that you can about the asset and the market which impacts its price. When it comes to gold, much as been said about using super cycles to read the commodity, so let’s have a deeper look at how you can amass the knowledge that you need.
A super cycle is a very simple measuring tool which covers a long period of time when a commodity such as wheat, oil or copper, are at very heightened prices. A super cycle is over when the price drops back down to realistic levels, or worse still, it crashes. Occasionally, as is the case with gold, a super cycle can also refer to a long period of low prices, before picking back up again.
State of Gold
If you get the live price of gold, you will likely see something like $1,200, a long way from when it peaked in 2011 at $1,900. Since that time, gold has crashed a great deal and is slowly but surely coming back up in price. Wells Fargo Investment group suggest that gold will stay in this super cycle for another 5 years before the price gets anywhere near its 2010/11 figures providing a good opportunity for investment.
Learning About Prices and Super Cycles
As a first time investor there are a huge amount of resources which you can use to learn more about super cycles, particularly the gold super cycle. One of the best ways of doing so is to follow industry experts and take their opinions on it, when doing so it is vital that you take a huge cross reference of different advices, and then use those to make up your own mind. Alternatively there are a great many tutorials on sites such as YouTube, which you can use to follow and track the live prices, and predictions for the future. Finally another way to boost your knowledge and grow in confidence, is to use a simulation to get started with investments. These simulations will give you X amount of money to invest, and then you can play with this false money, but investing based on realtime prices. Using these simulations are the best way to prepare yourself for the real market.
Gold has been making money for people for many years now, time to get in on the action.
Something that has always puzzled me about bachelor parties that I have been on, was their insistence on spending it in a nightclub. This is not to say that I don’t enjoy going to the club, on the contrary in fact, but we can do that just about any weekend that we choose, and a bachelor party should be celebrated as the special event that it really is. If you are going to be the best man for one of your friends ahead of their upcoming nuptials, we have a few ideas for you which will ensure an epic bachelor party, without needing a night club.
Last year I went to a brilliant bachelor party which was essentially a mini-Olympic games. Of course when we refer to Olympic, the only similarities are probably the medals which were handed out, as the events were very different. The beauty of spending a day like this with your friends is that you can all indulge in stupid and at-times, dangerous games, whilst enjoying a drink, a laugh, and some heavy competition. The events are completely up to you and the group, you could even organize an axe-throwing tournament!
The competition doesn’t have to be an Olympic-style event, you could still get some sporting kicks by heading out on an adventure day with your troop. some great ideas which fall under this category are to go paint balling, play some laser tag or even head out on some go karts. These adventures are brilliant because they take everyone out of their comfort zone, and also you get to mix people who may not know each other too well. Make sure that if you plan on taking on something like this, that you plan well ahead of time because big groups often need to reserve well in advance. If the aforementioned options don’t tickle your fancy, you could always look at something such as raft building or team building activities that are similar. Most companies that offer team building activities work with corporations, so you may have to spread your net far to find the right people to help you out.
Strangely, one of the best days that I have spent on a bachelor party was a gaming day, despite not thinking I would enjoy it. If you and the boys are into video games, why not set up a gaming centre where you have a range of consoles and games, with a competition model set up. Split the boys into teams, get some food and refreshments in, and then start early in the morning, and game until you fingers don’t work anymore. I honestly thought that I wouldn’t enjoy a party like this, but when done right, it can go off brilliantly!
Don’t just go to the club when the time comes to organize a bachelor party, think outside of the box and let your imagination run wild, there are many options in front of you.
The season’s first new marketing partnership of the Bundesliga season has been inked by eight–time champion Borussia Dortmund. The deal which covers the whole of Europe outside of Germany is with fast growing GMO Trading, a global investment firm that markets a cutting edge online CFDs trading platform.
The two have joined in a marketing partnership for the upcoming 2018-19 season to market the platform to territories throughout Europe. GMO Trading currently has a large list of clients concentrated in Poland, Germany, Italy, Spain and the UK. The company seeks to both grow their list of clients in these markets and take on new ones in other European countries.
The trading platform is a trader favourite primarily because of its ease of use, speed and high level of security features. Traders can find training tools and an ability to access research data quickly in order to help determine the best trades. The platform can be accessed from any location, at any time and can be used from a variety of devices and of course desktop computers.
Borussia Dortmund was approached by GMO Trading because of its large base of passionate fans scattered across the continent. The Germen giant has one of the biggest fan bases in Europe and proves annually that it is a top tier team deserving of the attention.
The marketing partnership will include initiatives that involve the club logo and players and will run through the 2018-19 season. Marketing has begun currently on the GMO Trading website located at www.gmotrading.com. You can also access their social media feeds on Facebook, Instagram, and Twitter.
A spokesperson for the company said: “We are delighted to be a regional sponsor of Borussia Dortmund, one of the Bundesliga’s finest football teams. As home to the ninth largest stock exchange in the world, Germany is an important trading market and presents a key growth area for GMO Trading. This partnership will help raise awareness of our offering among European business leaders.”
There will also be offers to GMO Trading clients throughout the new season including a chance to get branded Borussia Dortmund attire and special VIP tickets.
For more information, please email Rebecca Wharmby – Rebecca.Wharmby@Threepipe.co.uk.
About GMO Trading
GMO Trading is the brand name of Royal Forex a Cyprus Investment Firm, regulated by Cyprus Securities and Exchange Commission
Offering one of the fastest and most secure online CFDs platforms in the marketplace, GMO Trading is dedicated to providing traders with all of the tools they need to increase their odds of trading success. The platform provides access to over 10,000 markets and traders can trade currency pairs indices and commodities easily and at their leisure.
It can be difficult to find a gift for your girlfriend, especially if she is picky or hard to impress. A good gift is thoughtful and sentimental, but also unique and fun. Whether it’s a gift for your girlfriend’s birthday, anniversary, Valentine’s Day, Christmas, or just because, you want it to be special and meaningful. Below are some ideas for gifts that your girlfriend will actually want and appreciate.
Almost any girl will appreciate a thoughtful collection of photos that you put together. You can find photos of you and your girlfriend together, or other sentimental photos that she will cherish. Print them out and organize them into a cute album or scrapbook. Your girlfriend’s face will light up when she unwraps her unique and thoughtful gift.
Wine And Chocolate
What girl doesn’t love chocolate and wine? Boxed chocolates are always good, but you can get creative with the chocolate and buy her chocolate covered strawberries, chocolate gift baskets, or chocolate caramel apples. Pair the chocolate with her favorite wine or champagne, and you’ve got a gift that your girlfriend is sure to appreciate.
A Shopping Spree
A shopping spree is the perfect gift for a girl who loves to buy. Giving her gift cards to her favorite shops or taking her to the mall for a surprise shopping spree is sure to win her over instantly. She can also pick out what she likes, which makes things a lot easier for you.
All girls love receiving flowers and there are so many varieties to choose from. Flowersforeveryone.com.au delivers various styles and colors of fresh flowers such as tulips, lilacs, roses, orchids, lilies, pink snapdragons, daisies, and carnations. Many flowers also have symbolic meanings such as gratitude, first love, purity, and graciousness. Your girlfriend will love the romantic gift of flowers and the special meaning behind them.
A Massage With Oil
A sensual body massage complete with oil and relaxing music is the perfect gift for any girl, especially one who lives a stressful life. It’s also the perfect opportunity to show your girlfriend your romantic side. You can also light some candles and sprinkle rose petals around the area to set the mood.
A necklace or bracelet with your girlfriend’s name or your anniversary date engraved into it is a meaningful and beautiful gift that she can cherish for years to come. You can customize the jewelry in a number of ways and choose from a variety of jewelry pieces such as lockets, earrings, rings, bracelets, necklaces, anklets, and charms.
Finding the perfect gift for your girlfriend can be a challenge, but most girls will appreciate the thought that you put into your gift more than anything else. Surprising her with an awesome gift she will actually want is important, as she is sure to remember and cherish the gift for many years to come. Show off your romantic and thoughtful side and give her a gift that is both useful and sentimental.
If you’re considering having your home built on wetland, or if you’re a contractor building a home in wet, unstable conditions, you’ll probably need to make use of bog mats during construction. Bog mats allow for easier construction on wetland, as they allow you to create temporary roadways that make transporting materials more convenient while also preventing any damage to the environment. Here are a few of the ways in which bog mats and similar products can allow for easier building in wetland areas:
The biggest advantaging of using bog mats, also called swamp mats or wetland mats, is that you can build a temporary pathway across swamps, bogs, or other waterlogged areas. The mats are versatile because they come in a variety of sizes and thicknesses, can be stacked on top of each other, and are extremely durable. They’re strong enough to drive vehicles over and can be easily removed once construction is finished.
Reduce Surface Damage:
One problem with building a home on unstable ground is that heavy loads passing over the ground’s surface can damage both the turf itself as well as any below-ground utilities, such as water lines or other piping. This is where swamp mats come in. Any reliable type of swamp mat, such as the Durabase bog mats offered by distributors such as JWA oilfield supplies, will be heavy-duty enough to allow the transportation of even the heaviest loads with minimal surface damage and without damaging sub-surface utilities.
Protect the Environment:
Wetland areas tend to have a diverse and numerous cast of plant and animal life, which makes construction in these areas potentially disastrous for local ecosystems. Bog mats can be used to protect not only the ground and any plants growing in it, but also to keep all traffic on a straight, reliable path to minimize the disruption caused by home construction. Without a clear path to follow, construction vehicles and foot traffic are likely to use a wider area going to and from the site, which leads to more potential damage to natural habitats.
To make construction on wetlands easier and more convenient and protect local ecosystems, utilizing swamp mats during home construction is the wisest choice. Protecting these ecosystems, many of which are under federal conservation regulations, is important, just as important as ensuring that construction isn’t derailed by structural issues. The variety of types and sizes of swamp mats makes them suitable for any watery conditions, and their durability allow for maximum efficiency and environmental protection alike.